Become a Member


Who Is Eligible

You can join Focus Federal Credit Union!

Joining Focus Federal Credit Union is easy! If you live, work, worship, are a member of a qualifying organization, or employed by a select employee group in the metro Toledo area you are eligible for membership.

To determine if you are eligible for membership, please contact us.


Membership Benefits

Focus Federal Credit Union is a non-profit financial organization owned by its members - we are committed to promoting the financial health of our members. Credit Unions, unlike other financial institutions, have no stockholders or paid Board of Directors. Our earnings are returned to each member in the form of higher dividends on savings and share certificates, lower rates on loans and credit cards, fewer transaction fees, and many free services! Additional benefits to being a member of Focus Federal Credit Union include exclusive discounted services and benefits for our trusted partners through Love My Credit Union Rewards.

*Becoming a member requires that you come in to complete and sign all necessary documents to open your account.